Dachlan RS, Wahyuti S, Yulidar Abbas MA, Rohmah S. Financial management to improve competitiveness in Indonesian fintech peer-to-peer lending companies. Mantik [Internet]. 2025Aug.30 [cited 2026Jun.21];9(2):734-46. Available from: https://iocscience.org/ejournal/index.php/mantik/article/view/6459