Ikhwanudin, Ganang, and Zulfa Irawati. “Analysis of the Health of Indonesian Conventional and Sharia BUMN Banks for the Period 2020-2022”. Jurnal Mantik 7, no. 4 (February 28, 2024): 2343-3252. Accessed April 17, 2026. https://iocscience.org/ejournal/index.php/mantik/article/view/4584.