R. S. A. Nasution and S. . Liniarti, “EFFECT ANALYSIS OF CAR, BOPO, LDR, LEVERAGE, NPL AND COMPANY SIZE ON FINANCIAL PERFORMANCE WITH INTELLECTUAL CAPITAL AS A VARIABLE MODERATING IN BANKING COMPANIES LISTED ON STOCK EXCHANGE INDONESIA ”, Mantik, vol. 6, no. 1, pp. 726-736, Jun. 2022.