Critical Review of Fintech Management Critical Review of Fintech Management
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Published:
Aug 31, 2020
Keywords:
OJK ( Financial Services Authority), GCG ( Good Corporate Governance ), CMS ( Critical Management Studies)
Section
Computer Science
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Abstract
The purpose of this study is to determine the recognition, measurement, and disclosure in accordance with the implementation of management in Fintech, which is critically reviewed effectively and efficiently from the perspective of Critical Management Studies (CMS). Data collection is done by interviewing techniques and other secondary data support. Respondents in this study were the Financial Services Authority (OJK), the general public (30 respondents). This study used two stages of discussion, namely, using the variables of Good Corporate Governance (GCG) and through a Critical Management Studies (CMS) perspective. Data analysis method uses a critical paradigm by testing the validity of data based on data trigulation and theory. The results of the study found that the implementation of the policy from the regulator (OJK) was not fully maximized, there were still information gaps between the service users and Fintech members. Fintech management is deemed unable to be fully implemented.
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How to Cite
Amboningtyas, D., Seputro, A. and Wicaksono, A. A. (2020) “Critical Review of Fintech Management: Critical Review of Fintech Management”, Jurnal Mantik, 4(2), pp. 1321-1325. doi: 10.35335/mantik.Vol4.2020.942.pp1321-1325.
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[2] Arner. D. W., J. Barberis, and R. P. Buckley. 2016. “Fintech, Regtech and the Reconceptualization of Financial Regulation”. Northwestern Journal of International Law and Business.
[3] Bank Dunia, 2004, Adults with an account in East Asia and Pacific.
[4] Bank Indonesia, 2018, Presentasi FinTech Office, Financial Technology: Perkembangan dan Respons Kebijakan Bank Indonesia, Jakarta.
[5] Bar-Tura, A. 2016. “Habermas and Public Reason in the Digital Age: Technology and Deliberative Democracy”. Disertasi. The Faculty of the Graduate School in Candidacy for the Degree of Doctor in Philosophy, Loyola University Chicago.
[6] Chisti, S. and J. Barberis. 2016. The Fintech Book: The Financial Technology Handbook for Investors, Entrepreneurs and Visionaries. West Sussex: John Wiley & Sons Ltd.
[7] Choron, H. and S. Choron. 2011. Money: Everything You Never Knew About Your Favorite Thing to Find, Save, Spend and Covet.
[8] Christensen, C. M. and J. Bower. 1995. Disruptive Technologies: Catching the Wave. Harvard Business Review.
[9] Cresswell, J. W. 2003. Research Design: Qualitative, Quantitative, and Mixed Method Approaches (2nd ed.), California: SAGE Publications.
[10] D’Entrèves, M. P. and S. Benhabib (Eds). 1997. Habermas and the Unfinished Project of Modernity. Massachusetts: The MIT Press.
[11] Dhar, V and R. M. Stein. 2017. “FinTech Platforms and Strategy”. MIT Sloan School Working Paper 5183-16.
[12] Feenberg, A. 1995. Alternative Modernity.
[13] Feenberg, A. 2002. Transforming Technology: A Critical Theory. New York: Oxford University Press.
[14] Hadad, Mulaiman D. 2017. “Financial Technology (FinTech) di Indonesia”. Disajikan pada Kuliah Umum tentang FinTech-IBS di Jakarta, 2 Juni 2017.
[15] Hardiman, F. B. 2009. Demokrasi Deliberatif: Menimbang ‘Negara Hukum’ dan ‘Ruang Publik’ dalam Teori Diskursus Jürgen Habermas. Yogyakarta: Kanisius.
[16] Hardiman, F.B., 2009. Menuju Masyarakat Komunikatif (Ilmu, Masyarakat, Politik dan Posmodernisme Menurut Jürgen Habermas). Yogyakarta: Kanisius.
[17] Iman. N. 2016. “Financial Technology dan Lembaga Keuangan”. Paper disajikan pada Gathering Mitra Linkage Bank Syariah Mandiri, Yogyakarta, 22 November 2016.
[18] IMF Discussion Note, 2017, Fintech and Financial Services: Initial Considerations.
[19] Kell, J. 2014. “U.S. Recovers All Jobs Lost in Financial Crisis” https://fortune.com/2014/06/06/us-jobs-may/, diakses 8 Januari 2018.
[20] Keynes, J. M. 1920. The Economic Consequences of the Peace.
[21] Kusuma, C. 2012. “Demokrasi Deliberatif di Era Otonomi Daerah: Studi Kasus ‘Forum Konstituen’ di Kabupaten Bandung”. Tesis. Universitas Indonesia.
[22] LKIP, 2013, “Rangkaian Kritik Terhadap Tiga Pendekatan ‘Kritis’ Kajian Budaya (Bag. 3, habis)” https://indoprogress.com/2013/05/rangkaian-kritik-terhadap-tiga-pendekatan-kritis-kajian-budaya-bag-3-habis/, diakses tanggal 17 April 2018.
[23] Markham J. W. 2002. A Financial History of the United States : From Christopher Columbus to the Robber Barons 306.
[24] McWaters, R. J. and R. Galaski. 2017. “Beyond Fintech: A Pragmatic Assessment of Disruptive Potential in Financial Services”. Paper merupakan bagian dari seri Financial Services dan merupakan kolaborasi World Economic Forum dengan Deloitte pada Agustus 2017.
[25] Mills, K. G. and B. McCarthy. 2016. “The State of Small Business Lending: Innovation and Technology and te Implications for Regulation”. Harvard Business School, Working Paper 17-2.
[26] Moore, C. 2000. Understanding the Industrial Revolution 36.
[27] Neuman, W. L. 2014. Social Research Methods: Qualitative and Quantitative Approaches Seventh Edition, Pearson Education Limited
[28] Nicoletti, B. 2017. The Future of Fintech (Integrating Finance and technology in Financial Services).
[29] Ozcan, K.. 2012. “From the Frankfurt School to business schools: Critical Management Studies in Turkey”. International Journal of Organizational Analysis Vol. 20 No. 1, pp. 107-123.
[30] Regan, A. 2011. Philosophical Reflection on the Political Economy of Jürgen Habermas. Euro-Irish Public Policy Comparative Political Economic Research in Europe.
[31] Riggs, C. 2015. “ Wells Fargo: 20 Years of Internet Banking” https://blogs.wellsfargo.com/guidebyhistory/2015/05/internet-20-years/, diakses 16 Februari 2018.
[32] Rowlinson, M. 2010. Real Money and Romanticism.
[33] Startupbootcamp, 2017, The State of Fintech.
[34] Stocker, B. 2006. Routledge Philosophy Guidebook to Derrida on Deconstruction. New York: Routledge.
[35] Suleiman, A. 2017. Membumikan Regulatory Sandbox.
[36] Syairozi, M. (2015). Pengaruh Faktor Eksternal (Inflasi, Bunga) Dan Faktor Internal (Bagi Hasil, Jumlah Bank) Terhadap Deposito Mudharabah Pada Perbankan Syariah Di Indonesia (Doctoral dissertation, Universitas Brawijaya).
[37] Syairozi, M. I. (2017). PROSPEK PENGEMBANGAN ILMU EKONOMI ISLAM DI INDONESIA DALAM PRESPEKTIF FILSAFAT ILMU (SEBUAH KAJIAN EPISTEMIK). JPIM (JURNAL PENELITIAN ILMU MANAJEMEN), 2(1), 16-Halaman.
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[39] https://theconversation.com/inovasi-digital-indonesia-maju-di-pulau-jawa-timpang-di-wilayah-timur-92012, diakses 13 Mei 2018
[40] Tjahyadi, S. 2003. “Teori Kritis Jürgen Habermas: Asumsi-Asumsi Dasar Menuju Metodologi Kritik Sosial”. Jurnal Filsafat, Jilid 34, No. 2, pp. 180-197.
[41] Truong, A. 2016. “How Fintech Industry is Changing the World”. Thesis. Business Management, Centria University of Applied Sciences.
[42] UOB. 2017. State of FinTech in ASEAN.
[43] Utomo, R. A. K. 2017. Bisnis Model Baru Bank-Tekfin dan Ekonomi Digital.
[44] Vass, E. 2017. “Lifeworld and Systems in the Digital Economy”. European Journal of Social Theory.
[45] Warta Ekonomi. 2018. “Bangun Ekosistem Fintech, OJK “Infinity” Resmi Diluncurkan”