The impact of financial literacy, campus environment, and lifestyle the consumptive financial management students
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Published:
Aug 30, 2024
Keywords:
Campus Environment, Financial Literacy, Financial Management, Lifestyle
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Economy
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Abstract
This research aims to determine the influence of financial literacy, campus environment, and lifestyle on the consumer financial management of online shopping among STIEPARI Semarang students. This is a quantitative research study. The population and sample in this study are STIEPARI Semarang students, with a total of 95 respondents. This study uses multiple linear regression analysis to analyze and test the hypotheses. The results of this study show that the first variable, The Effect of Financial Literacy, has a positive and significant impact on Consumer Financial Management of Online Shopping among STIEPARI Semarang Students; the second variable, Campus Environment, has a positive and significant effect on Consumer Financial Management of Online Shopping among STIEPARI Semarang Students; the third variable, Lifestyle, has a positive and significant influence on Consumer Financial Management of Online Shopping among STIEPARI Semarang Students; and the fourth variable, The Influence of Financial Literacy, Campus Environment, and Lifestyle, together have a positive and significant impact on Consumer Financial Management of Online Shopping among STIEPARI Semarang Students
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Istiqomah, A. . and Nugraheni, K. S. (2024) “The impact of financial literacy, campus environment, and lifestyle the consumptive financial management students”, Jurnal Mantik, 8(2), pp. 1152-1161. doi: 10.35335/mantik.v8i2.5450.
References
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Lintner, T. (2024). Effects of performance-based financial incentives on higher education students: A meta-analysis using causal evidence. Educational Research Review, 44, 100621. https://doi.org/10.1016/j.edurev.2024.100621
Miftahussalam, M., Ratumbuysang, M. F. N. G., Rahmattullah, M., & Rizky, H. M. (2024). Pengaruh Literasi Finansial Terhadap Perilaku Pengelolaan Keuangan Siswa Kelas XI SMA Global Islamic Boarding School. Jurnal Pendidikan Ekonomi (JUPE), 12(2), 190–195. https://doi.org/10.26740/jupe.v12n2.p190-195
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Oktala, R., Yulanda, D., Raparaeni, Y., & Lestari, D. (2024). The Influence Of Financial Literacy And Lifestyle On Financial Management Behavior In Students (Case Study Of Students In Lahat District). Jurnal Manajemen, 12(3), 325–333. https://doi.org/10.36546/jm.v12i3.1303
Sabri, M., Wijekoon, R., & Rahim, H. (2020). The influence of money attitude, financial practices, self-efficacy and emotion coping on employees’ financial well-being. Management Science Letters, 10(4), 889–900.
Sari, S. P. P., & Sangka, K. B. (2022). Pengaruh Literasi Keuangan Dan Lingkungan Sosial Terhadap Perilaku Konsumsi Belanja Online Mahasiswa Universitas Sebelas Maret. 8(2), 139–146.
Sumarno, , Gimin a, , Eddy Noviana a, , Dafik b, , Zainur Rasyid Ridlo b, , & Indah Lutfiyatul Mursyidah. (2024). The analysis of the RBL-STEM application in improving student financial literacy in controlling consumptive behavior. Heliyon, 10(12), e32382. https://doi.org/10.1016/j.heliyon.2024.e32382
Yichen, M., & Chuntian, L. (2024). Is lifestyle a bridge between perceived social support and depression in Chinese university students? Children and Youth Services Review, 156, 107283. https://doi.org/10.1016/j.childyouth.2023.107283
Albertus, S. S., Leksono, A. W., & Vhalery, R. (2020). Pengaruh Literasi Keuangan Dan Lingkungan Kampus Terhadap Manajemen Keuangan Pribadi Mahasiswa. Research and Development Journal of Education, 1(1), 33. https://doi.org/10.30998/rdje.v1i1.7042
Amaliyah, E. D. E., Prabasari, B., & Rohmawati, L. (2023). The Role of Financial Literacy and Grit in Good Financial Behavior: JBMP (Jurnal Bisnis, Manajemen Dan Perbankan), 9(2), Article 2. https://doi.org/10.21070/jbmp.v9i2.1731
Arquero, J. L., Fernández-Polvillo, C., & Jiménez-Cardoso, S. M. (2024). Financial literacy in tourism and management & business administration entry-level students: A comparative view. Journal of Hospitality, Leisure, Sport & Tourism Education, 34, 100474. https://doi.org/10.1016/j.jhlste.2023.100474
Asim, F., Chani, P. S., Shree, V., & Rai, S. (2023). Restoring the mind: A neuropsychological investigation of university campus built environment aspects for student well-being. Building and Environment, 244, 110810. https://doi.org/10.1016/j.buildenv.2023.110810
Aswan, M. K., N, K. S., & Intiar, S. (2024). The influence of service value and customer retention on the green marketing mix model for local Indonesian clothing brands. Jurnal Mantik, 8(1), Article 1. https://doi.org/10.35335/mantik.v8i1.5001
Aulianingrum, R. D. (2021). Pengaruh Literasi Keuangan, Status Sosial Ekonomi Orang Tua, Dan Gaya Hidup Terhadap Pengelolaan Keuangan Pribadi Siswa. 15.
Ding, Y., Lee, C., Chen, X., Song, Y., Newman, G., Lee, R., Lee, S., Li, D., & Sohn, W. (2024). Exploring the association between campus environment of higher education and student health: A systematic review of findings and measures. Urban Forestry & Urban Greening, 91, 128168. https://doi.org/10.1016/j.ufug.2023.128168
Fauzia, A. N., & Nurdin, N. (2019). Pengaruh Literasi Keuangan terhadap Perilaku Konsumtif (Studi Kasus pada mahasiswa Program Studi Manajemen Universitas Islam Bandung angkatan 2015). Prosiding Manajemen, 0, Article 0. https://doi.org/10.29313/.v0i0.14721
Gunawan, A., & Carissa, A. F. (2021). The Effect Of Financial Literature And Lifestyle On Student Consumption Behavior (Student Case Study Department Of Management Faculty Of Economics And Business Universitas Muhammadiyah Sumatera Utara). 1.
He, S., Luo, Y., Qu, Y., & Hu, X. (2024). Does it work? Exploring the influence mechanism of financial incentives in cultivating pro-environmental behavior among college students. Journal of Cleaner Production, 436, 140695. https://doi.org/10.1016/j.jclepro.2024.140695
Herawati, N. T., Candiasa, I. M., Yadnyana, I. K., & Suharsono, N. (2018). Pengaruh Kualitas Pembelajaran Keuangan dan Literasi Keuangan Terhadap Financial Self Efficacy Mahasiswa Akuntansi. JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan, 2(2), 115–128. https://doi.org/10.26740/jpeka.v2n2.p115-128
Indra Putri, W. T., & Sumiari, K. N. (2021). Pengaruh Literasi Keuangan Terhadap Perilaku Keuangan Mahasiswa. E-Jurnal Ekonomi dan Bisnis Universitas Udayana, 127. https://doi.org/10.24843/EEB.2021.v10.i03.p03
Jannah, R. (2019). Pengaruh Literasi Ekonomi dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswa Jurusan Pendidikan Ekonomi UNESA. JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan, 3(2), 117–124. https://doi.org/10.26740/jpeka.v3n2.p117-124
Johan, I., Rowlingson, K., & Appleyard, L. (2021). The Effect of Personal Finance Education on The Financial Knowledge, Attitudes and Behaviour of University Students in Indonesia. Journal of Family and Economic Issues, 42(2), 351–367. https://doi.org/10.1007/s10834-020-09721-9
Kartawinata, B. R., Wijayangka, C., Akbar, A., & Hendiarto, R. S. (2021). The Influence of Lifestyle and Financial Behavior on Personal Financial Management for The Millennia Generation (Study on College Students in Bandung City, Indonesia). Proceedings of the International Conference on Industrial Engineering and Operations Management, 2957–2965. https://doi.org/10.46254/SA02.20210833
Kusumawati, R., Saputra, B., & Surwanti, A. (2024). Understanding Financial Management Behaviors: The Influence of Locus of Control, Lifestyle, Financial Literacy, and Financial Attitudes Among University Students. Dalam B. Alareeni & A. Hamdan (Ed.), Navigating the Technological Tide: The Evolution and Challenges of Business Model Innovation (hlm. 268–277). Springer Nature Switzerland. https://doi.org/10.1007/978-3-031-67434-1_25
Leksono, A. W., Albertus, S. S., & Vhalery, R. (2019). Pengaruh Ukuran Perusahaan dan Profitabilitas terhadap Agresivitas Pajak pada Perusahaan Manufaktur yang Listing di BEI Periode Tahun 2013–2017. JABE (Journal of Applied Business and Economic), 5(4), 301. https://doi.org/10.30998/jabe.v5i4.4174
Lintner, T. (2024). Effects of performance-based financial incentives on higher education students: A meta-analysis using causal evidence. Educational Research Review, 44, 100621. https://doi.org/10.1016/j.edurev.2024.100621
Miftahussalam, M., Ratumbuysang, M. F. N. G., Rahmattullah, M., & Rizky, H. M. (2024). Pengaruh Literasi Finansial Terhadap Perilaku Pengelolaan Keuangan Siswa Kelas XI SMA Global Islamic Boarding School. Jurnal Pendidikan Ekonomi (JUPE), 12(2), 190–195. https://doi.org/10.26740/jupe.v12n2.p190-195
Naibaho, H., Adi, F., . V., & . S. (2012). Pengaruh Lingkungan Kampus Terhadap Motivasi Belajar Mahasiswa (Studi Kasus Universitas Pelita Harapan Surabaya). Jurnal Manajemen Pemasaran, 5(1), 22–26. https://doi.org/10.9744/pemasaran.5.1.22-26
Nazah, K., Syahlina, M., Salsabila, G., Munthe, H., & Banuari, N. (2022). Efforts to Improve Student Financial Management Behavior through Lifestyle and Financial Knowledge and Financial Attitude. Enrichment?: Journal of Management, 12(4), Article 4. https://doi.org/10.35335/enrichment.v12i4.758
Oktala, R., Yulanda, D., Raparaeni, Y., & Lestari, D. (2024). The Influence Of Financial Literacy And Lifestyle On Financial Management Behavior In Students (Case Study Of Students In Lahat District). Jurnal Manajemen, 12(3), 325–333. https://doi.org/10.36546/jm.v12i3.1303
Sabri, M., Wijekoon, R., & Rahim, H. (2020). The influence of money attitude, financial practices, self-efficacy and emotion coping on employees’ financial well-being. Management Science Letters, 10(4), 889–900.
Sari, S. P. P., & Sangka, K. B. (2022). Pengaruh Literasi Keuangan Dan Lingkungan Sosial Terhadap Perilaku Konsumsi Belanja Online Mahasiswa Universitas Sebelas Maret. 8(2), 139–146.
Sumarno, , Gimin a, , Eddy Noviana a, , Dafik b, , Zainur Rasyid Ridlo b, , & Indah Lutfiyatul Mursyidah. (2024). The analysis of the RBL-STEM application in improving student financial literacy in controlling consumptive behavior. Heliyon, 10(12), e32382. https://doi.org/10.1016/j.heliyon.2024.e32382
Yichen, M., & Chuntian, L. (2024). Is lifestyle a bridge between perceived social support and depression in Chinese university students? Children and Youth Services Review, 156, 107283. https://doi.org/10.1016/j.childyouth.2023.107283
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